Our Clients Receive:
Personal Service – We consider you a relationship, not a number.
We begin by getting to know you, helping you articulate your goals, define your risk tolerance, and determine the best approach for you. We are committed to a long-term relationship with you and your financial future.
Retirement Planning – We offer individual financial plans.
Tailored to your individual goals and needs, we offer comprehensive financial plans, bringing you closer to your objectives before and during retirement. We work with you to develop a plan and help with the implementation. Then we continue to communicate with you to ensure our understanding of your needs and your understanding of our approach and commitment.
Objective Analysis – We are independent.
In selecting investments for you, our judgment is based entirely on how we can best achieve your objectives. We use a wide variety of investment resources to develop an independent opinion regarding your portfolio. We do not accept compensation for investment products that may color our judgment in making investment decisions for you.
Experience – We are seasoned professionals.
Together, we bring over 100 years of practical experience to develop the investment solution that is ideal for you. We have experienced good markets and bad. We know when to be cautious or aggressive with respect to your individual risk tolerance.
Long Term Approach – We favor investing, not speculating.
Our strategy is to identify sound companies with good growth prospects. We look for companies that regularly increase dividends. Price matters — we will only buy these quality companies if their prices are reasonable. This long term strategy stresses total return and reduces volatility, transaction costs, and taxes.
Sensible Fees – We are a fee-only independent advisor
Fees are calculated as a percentage of assets under management. We do not receive commissions or sales charges, and there are no hidden fees. Our fees are fair and competitive.